Loan originators


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Bulgaria Personal unsecured loans View more
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Borrower
Credirect logo
Country
Bulgaria
Type of loans offered
Personal unsecured loans
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About

Credirect is an online lending platform launched in 2017. The company is part of an international financial group MV Finance LTD leading group in consumer lending in South-East Europe.   
 
Credirect is offering payday loans of up to 700 EUR and installments loans of up to 5,100 EUR and managing more than 30k active customers.   
 
Our experienced team, combined with our advanced technology and comprehensive focus on risk management and regulatory compliance, positions us as market leaders. We are committed to sustainable growth and long-term value creation for our investors.

€5.9m
Portfolio size
10%
Average annual return
€75.5k
Invested on Afranga
Company website
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Borrower
Lendivo logo
Country
Bulgaria
Type of loans offered
Personal unsecured loans
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About

Lendivo is a cutting-edge fintech company which provides consumer loans entirely online. Established and operating in Bulgaria, Lendivo offers a solution to people's short-term cash needs.

Lendivo is backed by a team of experienced professionals who are behind the success of Stikcredit. The company started operations in April 2024 and it's already profitable.

€1.7m
Portfolio size
13.41%
Average annual return
€3.7m
Invested on Afranga
Company website
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Borrower
Lev Credit logo
Country
Bulgaria
Type of loans offered
Personal secured and unsecured loans
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About

Lev Credit EOOD is a licensed Bulgarian non-bank financial institution (BNB Reg. No. BGR00421) operating through eight branches, supported by a nationwide digital and broker network. The company provides payday and installment loans up to EUR 2,500, as well as secured consumer and business loans up to EUR 50,000. Unsecured loans are approved within 30 minutes, while secured loans are funded within three working days. To date, the secured loan portfolio maintains a 0% impairment rate.

As of September 30, 2025, Lev Credit serves over 1,500 active borrowers, with more than 9,300 loans issued and a cumulative principal exceeding BGN 8.4 million. Approximately 47% of the portfolio consists of first-lien, real-estate-secured loans with an initial loan-to-value (LTV) ratio of up to 50%.

Lev Credit’s approach combines conservative underwriting, in-house collections and legal enforcement, and disciplined yield management.

€1m
Portfolio size
9.3%
Average annual return
€109.1k
Invested on Afranga
Company website
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Borrower
Stikcredit logo
Country
Bulgaria
Type of loans offered
Personal unsecured loans
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About

Stikcredit is registered with the Bulgarian National Bank under No. BGR00370 and operates on the market since 2013. The company is one of the leaders in online personal lending and also has an extensive office network with 50+ offices across the country.

Stikcredit has granted EUR 100m+ loans to date and serves more than 45,000 customers.

€22m
Portfolio size
14.58%
Average annual return
€5m
Invested on Afranga
Company website
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Borrower
Swiss Funds logo
Country
Czech Republic
Type of loans offered
Personal unsecured loans
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About

SWISS FUNDS is a Czech non-banking company that has been operating the Swiss Loan platform since 2022 under ORKA Group management. It specializes in providing short-term consumer loans with a maturity period of 15 to 30 days and the possibility of extension for up to another 30 days. Clients can apply for loans in the amount of CZK 1,000 to 20,000. The company uses modern technologies, including algorithmic scoring and open banking, which allows for quick approval and disbursement of the loan. Thanks to a fully automated risk management system and efficient operation, it offers clients advantageous conditions. SWISS FUNDS is licensed by the Czech National Bank and is part of Orka Ventures Ltd. At the end of June 2025 had more than 16,000 users.

€1.4m
Portfolio size
10.46%
Average annual return
€133.2k
Invested on Afranga
Company website
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