At Afranga, we continue to grow. Today we expand our loan originator base further: we are pleased to introduce Credirect: a fast-growing lender from Bulgaria. With this we are taking another step to provide our investors with a diversified, high-quality portfolio of investment opportunities.
This partnership offers Afranga investors a new opportunity to invest in business loans by a loan originator which combines deep regional expertise, a technology-first approach, and strong financial performance.
About Credirect
Credirect is a digital lender that has been operating in the Bulgarian market since 2017. Over the past several years, it has grown into one of the country’s leading non-bank financial institutions. The company is part of MV Finance Ltd., a prominent fintech group with a strong presence in Southeast Europe and Latin America, including operations in Bulgaria, Romania, Spain, North Macedonia, Bosnia and Herzegovina, and Mexico.
As of Q2 2025, Credirect has over 91,000 unique clients and manages a net loan portfolio over BGN 11.5 million. In the same quarter, the company reported an interest income of BGN 24.1 million and a net profit of over BGN 5 million, demonstrating both scale and profitability.
Credirect’s growth has been driven by its fully digital approach and focus on operational efficiency.
“Our experienced team, advanced technology, and deep commitment to sustainable growth position us as market leaders. We are committed to sustainable growth and long-term value creation for our investors.”
— Credirect Team
Why Afranga Chose Credirect
When selecting new originators, Afranga applies a rigorous due diligence process that includes financial stability, operational strength, transparency, and long-term potential. Credirect meets and exceeds these criteria.
Here’s why we chose to partner with them:
- Part of MV Finance Ltd., one of the fastest-growing fintech groups in Southeast Europe, with multi-country operations and a strong international track record.
- Proven performance, with over 91,000 clients served, a net loan portfolio exceeding BGN 11.5 million, and consistent profitability.
- Digital-first approach, enabling faster, more efficient loan origination, repayment, and risk assessment.
- Strong governance and compliance, ensuring that investor capital is used responsibly and transparently.
This makes Credirect not just a new loan originator on Afranga, but a strategic partner.
What This Means for You as an Investor
The addition of Credirect brings you:
- A new way to diversify your Afranga portfolio, with business loans by a high-performing fintech lender.
- A loan originator, part of a group operating in six countries, which combines local expertise with international growth potential.
- A new investment opportunity on the proven Bulgarian market, a stable EU country with mature financial infrastructure
This partnership reflects Afranga’s ongoing effort to provide high-quality investment options that help you grow your portfolio.
Final Thoughts
Credirect strengthens Afranga’s loan originator offering with a new diversification option on the proven & stable Bulgarian market.
To explore available listings from Credirect, simply log in to your Afranga account.
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