As we promised, Afranga’s loan originator portfolio is growing. We are excited to announce and welcome on board our new addition: Lendivo, an innovative consumer lender backed by a team with deep industry expertise and robust financial performance.
This expansion is an important step for us towards improved diversification opportunities for our investors, while at the same time maintaining the high investment security standards you’ve come to expect.
Who is Lendivo?
Lendivo is a non-banking financial institution registered with the Bulgarian National Bank (BGR00455), offering instant consumer loans fully online. The company was launched in April 2024 by a team of experienced professionals, who also played a key role in building the operational backbone of Stikcredit and it became profitable in just 8 months. While Lendivo is a distinct brand, it benefits from the same operational knowledge, developed over years of hands-on lending in the Bulgarian market.
The company is on a mission to offer accessible fast consumer loans, while applying innovative approaches. It uses advanced automation and high-tech infrastructure, which enable fast decisions and efficient portfolio management.
Risk Management as a Core Capability
While Lendivo is a new name on Afranga, its team brings over a decade of experience in consumer lending. With this foundation, Lendivo operates under strict risk controls and underwriting policies developed and refined through years in Bulgaria’s credit market.
Each borrower is assessed individually using advanced scoring models, minimizing the risk of default. In addition, all loans listed on Afranga go through the platform’s regulatory due diligence process, ensuring transparency and investor protection at every stage.
What Does This Mean for you?
- Improved Diversification: Afranga investors can now diversify their portfolios across two different loan originators.
- Consistent Standards: Lendivo maintains high underwriting standards, which guarantee the quality and performance of the loans.
- Attractive Returns: Lendivo loans come with competitive interest rates in line with our commitment to offer you attractive opportunities.
When Can You Start Investing?
Lendivo loans are now available on Afranga. You’ll find them clearly labeled in your investor dashboard. To guarantee your safety, Lendivo loans on the marketplace are secured by the company’s assets.
Why It Matters
This launch is part of our roadmap to expand Afranga’s reach and provide greater choice and control to you, our investors — without compromising on safety, service, or returns.
Ready to Explore Lendivo Loans?
As always, our support team is here for any questions you may have.
Want to connect with other investors and stay updated in real-time?
Join the conversation in our active Afranga Telegram community. It’s a great place to share experiences, insights, and ask your questions directly to our team.
Want to know more
Check out the materials below for a closer look at our platform’s recent developments:
- Afranga’s Investment Opportunities – Start earning today.
- Afranga’s Review by P2P Empire – An independent assessment of our platform.
- Interview with CEO Svetlin Sabev – Insights into our roadmap and vision.